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Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!

With AmeriFirst Financial you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.

Competitively Priced Loan Programs:

  • Home Affordable Refinance Program (HARP) Disclaimer
  • Purchase, Rate and Term Refinance, and Cash-out Refinance Programs
  • Fannie Mae Conventional, High-balance and Adjustable-Rate Mortgages (ARMs)
  • Jumbo, Portfolio & Investor Products

We're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

Please enter a valid home price


30-Yr Fixed / 0% Interest
  • Principal & Interest $0
  • Property Tax $0
  • Homeowners Insurance $0
  • Mortgage Insurance $0

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

Mortgage Length Calculator
This calculator will help you to determine your savings if you make larger monthly payments.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.

See what people are saying about us

So happy and be happy to do it again Mike Gonzalez Driver
Randy Adair gave me a new lease on life. He helped me refinance at a very good rate and helped me get out of a bad mortgage arrangement. He and Jennifer were always there when I had any questions and helped me navigate the documents and signatures through several revisions. I am very ... READ MORE George C Briggs
This is the 3rd time I have worked with Randy and Jennifer to get a home loan. They always make it happen and work diligently to get everything completed on time. Would happily refer them to friends and family! Thanks for making home ownership a dream come true! Joseph Rath ABM
Randy did a great job for us. He had obtained our mortgage loan about a year ago. He contacted us again about 2 months ago, at exactly the right time, as he identified a very favorable lower rate opportunity. I really appreciate he did this for us, as otherwise we would have missed ... READ MORE Carlos Gonzalez
Randy was great to work with. Always responded quickly and was very direct with any questions I had during the process of the refinance of my home. I would highly recommend. Timothy Devine Timothy Devine IT Systems Administrator
I would recommend Randy Adair to everyone. He did our home loan and our refinance. He is very professional and made things easy as possible. We are very happy working with Randy and will continue to work with him in the future as well. Thanks again Randy. Anna Kinnarath Anna Kinnarath Home owner
I recently had the opportunity to refinance my personal residence and was fortunate to be approached by Randy Adair of Amerifirst Financial It was the very easiest real estate transaction I have ever participated in- EVER! It closed with out any delays, hang ups or drama. He was ... READ MORE Vicki Dawson Branch Manager
Randy Adair and his team at Amerifirst worked very hard on completing my loan. I highly recommend Randy as your loan originator he will get the job done. If you’re looking for home loan don’t wait call Randy and he will make it happen, He is very knowledgeable and ... READ MORE Jake

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